LIVE RATES
SILVER₹93/g
GOLD LOANfrom 9.00% p.a.
RBI REPO RATE6.25%
HOME LOANfrom 8.50% p.a.
PERSONAL LOANfrom 10.50% p.a.
GOLD 24K₹9,245/g
SILVER₹93/g
GOLD LOANfrom 9.00% p.a.
RBI REPO RATE6.25%
HOME LOANfrom 8.50% p.a.
PERSONAL LOANfrom 10.50% p.a.
GOLD 24K₹9,245/g
Article image Personal Loan
Credit card or personal loan – which one should you choose? Here are the key differences in rates, repayment, and eligibility.
EMI Calculator
Monthly EMI
₹26,035
Total Interest₹32,48,327
Total Payment₹62,48,327
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From income verification to credit history checks, here’s a clear, slide-by-slide look at what banks typically review before approving your loan application.

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